Workers' Compensation Coverage

The CSRMA Workers' Compensation pool currently self-insures the first $250,000 of each claim. Coverage in the pool is “first dollar” coverage, meaning the members have no deductible or self-insured retention. Losses are paid from the first dollar.

Excess and reinsurance combine to provide Statutory limits for Workers’ Compensation, and $2,000,000 each accident/each employee for disease in limits for Employer’s Liability.

As coverage does change from time to time, please refer to your coverage documents for actual terms and conditions.